What does the term "Haircut" refer to in banking and finance?
#Part7#BankAndFinance#Hard
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A decrease in the value of an asset
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A bank's profit margin
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A financial scam
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A sudden increase in interest rates
Which of the following is the primary function of a commercial bank?
#Part7#BankAndFinance#Hard
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Printing money
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Accepting deposits
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Issuing currency
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Regulating monetary policy
What is the primary source of income for banks?
#Part7#BankAndFinance#Hard
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Deposits from customers
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Prepayment Charges
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Interest on loans
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Service charges
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Government grants
As per Basel III, loan loss provisions fall under which category of bank capital?
#Part7#BankAndFinance#Hard
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Tier 1 Capital
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Credit Risk Capital
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Operational Risk Capital
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Market Risk Capital
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Tier 2 Capital
Under Nepal Rastra Bank's classification, what is the provision requirement for a "Loss Loan" category?
#Part7#BankAndFinance#Hard
What is the primary role of a Branch Manager in a bank?
#Part7#BankAndFinance#Hard
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Performing transactions
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Managing loan approvals
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Managing customer accounts
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Overseeing daily branch operations
Which of the following is NOT a responsibility of a Branch Manager?
#Part7#BankAndFinance#Hard
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Ensuring branch profitability
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Hiring and training staff
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Setting national bank policies
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Managing customer service
What is the main objective of Green Banking?
#Part7#BankAndFinance#Hard
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Promoting physical branch visits
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Increasing cash transactions
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Maximizing bank profits
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Reducing environmental impact
Which of the following is an example of Green Banking?
#Part7#BankAndFinance#Hard
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Expanding physical bank branches
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Encouraging the use of plastic checks
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Paperless banking and digital transactions
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Printing extra receipts for customers
What is the main role of a bank’s legal department?
#Part7#BankAndFinance#Hard
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Ensuring legal compliance
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Approving loans
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Managing customer accounts
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Marketing bank services
