What is the term for a loan taken to buy property or land?
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Gold Loan
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Vehicle Loan
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Personal Loan
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Mortgage Loan
What does LCR stand for in banking regulations?
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Legal Compliance Report
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Loan Credit Rating
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Liquidity Coverage Ratio
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Long-term Credit Risk
When was the Basel Committee on Banking Supervision (BCBS) established?
Which of the following risks was introduced under Basel II?
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Market Risk
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Credit Risk
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All of the above
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Operational Risk
Basel norms are issued by which international body?
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World Bank
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International Monetary Fund (IMF)
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Bank for International Settlements (BIS)
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Financial Action Task Force (FATF)
Which type of cheque can only be deposited into a bank account and cannot be encashed over the counter?
#Part2#BankAndFinance#Hard
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Stale Cheque
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Bearer Cheque
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Order Cheque
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Crossed Cheque
Which cheque type allows anyone holding it to receive the payment?
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Crossed Cheque
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Stale Cheque
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Order Cheque
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Bearer Cheque
After how many days of non-payment is a loan typically considered "non-performing" in most banking systems?
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30 days
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120 days
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60 days
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90 days
What is the full form of NPL in banking?
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Non-Processing Loan
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Non-Performing Loan
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National Payment Limit
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Net Profit Loan
What is the full form of EMI?
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Equated Monthly Installment
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Estimated Monthly Income
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Easy Money Installment
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Equated Monthly Investment
